Schraff Finance home improvement payment options help you create your dream home. Historically, many homeowners have paid for home improvement projects with cash or home equity lines of credit. A home equity line of credit can be called in, and the maximum loan amount can be reduced at any time. Our loans have many advantages over other funding options, including low, fixed interest rates, unsecured so you don't have to put up your house as collateral, keeps your home equity intact, and after all your hard work and planning, you've earned a quick, hassle-free loan experience, and you get a response within minutes.
Preference
Special financing offers saves
"on-hand" cash for other things
Desire
Able to make a bigger, better
purchase than "on-hand" cash affords
Need
Helps with budgeting – without financing
they can’t make the purchase right now
Benefits to the Homeowner
- Unsecured loans — No liens on your property are required while you enjoy low, fixed rates!
- Easy, Fast & Paperless — provide some basic credit information over the phone for instant approvals in a matter of seconds.
- NO bank statements — NO tax returns required - NO documents to sign
- Instant notification via email — upon approval loan terms and credit line confirmation emailed to customer inbox instantly
- Budgeting help from us — customer gets more of what they want when they want it - they are not restricted by limited "cash on hand"
- They don’t have to settle — without financing they cannot make the purchase now and they settle for less
- Promotional 0% interest financing — gives them more purchasing power with the opportunity to pay over a longer period of time and avoid paying interest
